📊 Your credit score

2026-10-10 · Accra Life update #92

Everyone now has an Accra Credit Score (300–850, you start at 650) in 🏦 Bank. Only you can see it. Pay hire purchase and rent on time and finish susu cycles to raise it; missed payments, repossessions and evictions lower it. A better score means a smaller deposit and lower interest when you buy on 💳 Credit (Excellent: 10% down, 8% interest). Also: own a house but live elsewhere? Tenants pay you every Saturday, and 🏡 Homes now shows how.

Newer: You decide: let your house out or keep it empty
Older: Buy a car or bike on credit

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